We are committed to clear and transparent financial advice

Our simple, six-step financial planning process clearly details how we deliver financial advice to you.

Step 1: Initial Discovery Meeting

This initial meeting is obligation and cost free. It’s an opportunity for Logical to learn about your attitudes, preferences, needs, challenges and discuss your key goals and objectives, as well as a realistic pathway and time-frame for reaching them.

Before this meeting, we will send you an introductory pack that contains documents for you to complete and return to us, including a Data Collection Form.

The purpose of these documents is to obtain essential information about you and to ensure that all relevant issues are covered in our initial discussions. Some information required relates to, personal details, financial goals, financial details (assets, liabilities, income and expenses), general attitude to risk, family relationships, financial risk taking, superannuation details and other investments you may hold.

We aim to give you the confidence that we can help you reach your financial goals.

Step 2: Strategy Development

Once we get a sense of priorities and distinct aspirations, we will customise a financial plan to meet your lifestyle goals and objectives within a realistic time-frame.

For example, you may want to pay less tax and boost your superannuation, establish a retirement income stream, or simply manage your portfolio more actively. We can help you achieve these goals, and many more, by providing a detailed road map to protect and secure your future.

Step 3: Financial Plan Preparation

Once we have devised your customised financial plan, we will cement this in writing so that you know exactly what we have recommended, how your money will be invested, all costs, and the ongoing service and care you can expect from us. When investing your money in various strategies we are very fee sensitive and therefore avoid expensive and unnecessary products/investments that are not best of breed.

This written financial plan is called a Statement of Advice (SoA), and is an important legal document that is also the road map to your financial goals.

Step 4: Financial Plan Presentation

Once your Statement of Advice has been completed, we will arrange a meeting to take you through our recommendations in a relaxed, low-pressure environment. Our aim is to explain what can be complex concepts and industry jargon in plain English so that you can fully understand how we manage your strategies and your money.

We will step through the list of recommendations in your SoA, and explain our reasons for making each one and the impact it will have on your financial situation. Each recommendation will be carefully justified, and we may also offer alternatives where applicable.

All investments will be transparent, straightforward, and easy to understand.

Step 5: Implementation and Recommendation

If you are happy with our recommendations and are ready to implement them, our team of experts will complete the rest of the process for you.

We can establish new investment accounts, manage superannuation rollovers and account consolidation, establish self-managed super funds, organise cash transfers, establish income streams, make off-market share transfers, insurance applications and liaise with your solicitor or accountant, to name just a few of the tasks we undertake.

Depending on the complexity of your situation, implementation can take from a few weeks to several months. We will keep you up to date throughout, and have a detailed and active workflow process that is designed to ensure nothing slips through the cracks, so you don’t have to worry.

Step 6: Ongoing review and portfolio management

Life is constantly changing, and so are the laws and regulations that may affect your financial situation. Once our recommendations have been implemented, we will to monitor your finances so that they stay on track, and will continue to help you work towards your financial goals.

Typically, we will need to meet with you at least once a year, or at an interval convenient to you. If you are travelling interstate or overseas, we are happy to meet via a phone conference. In addition to these face-to-face meetings, you are encouraged to call or email us with any queries regarding your financial decisions or situation.

As part of our standard service, your investments will be actively managed by a professional investment specialist. We will also keep you informed of new strategies and opportunities, industry developments, legislative changes and economic news through our regular newsletters. Our unique and specialised service provides you with peace of mind on your investment portfolios, superannuation and tax matters.

Our service is based on developing a quality relationship so that we can add genuine value to your changing situation, whatever the circumstances. This gives us the professional satisfaction of a job well done, and gives you the confidence and peace of mind that you are supported, every step of the way, by expert staff whose sole purpose is to help you secure your financial future.

"As always, thank you and the team for your support and advice over the year. I often hear from friends and acquaintances about their experiences with their financial advisers, and they're rarely as good as ours."

Paul Murrel Director, Words From Murrell Pty Ltd
"As a first time investor, I found Logical Financial Management very well informed, helpful, and pleasant to deal with, making me feel confident that my financial future is in good hands."

Deborah Berry

Partner with Logical

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